I am only stating my opinion. There is a difference between negotiating and fraud. If you say you are charging too much money, can I offer you this and they say yes, that is not fraud. If you go in with the attitude that if you don't get your deal you WILL cancel, that is not fraud.
As for XMFAN, I am a poster on both sites (as you probably know). Rules for posting over there sort of reminds me a bit of the song "You can't mess around with Jim".
Your right. The truth is when I went to get my house and car I knew I could pay what they were asking. I just didn't want to. I knew I could pay the sticker price, but there was no way in hell I would. I wanted the house that we have and I had no intention of really walking away. I just knew we could get a better deal by saying that. To me thats not fraud. The guy over at XMFAN knew he could pay the regular price and probably had no intention of really canceling. How is it his fault he was offered a deal? I still don't think he's a thief or it's fraud. SiriusXM didn't have to offer him that deal, but they did.
Thats why I will never post on XMFAN. I really have no problems with SiriusXM. I love the service, but if I ever did how could I post over there? They will jump on you as soon as you have one problem. I hope you never have a problem and post there. It is entertaining to read though.