I've been with US Bank for 15 years now...no real issues with them, they've always been helpful, and I've gotten decent rates. I do like the locations they provide across the country. They've been everywhere I've lived (MN, WI, AZ, CO). I'm not worried about US Bank going under, since they were recently ranked the safest of all the big banks. I do worry that they, like many banks, will began to add more and more fees.
Still, one of our local credit unions here in the Twin Cities is offering some really great rates...you can earn 4.05% interest on your checking, with no fees, just need to sign up for direct deposit. They offer great rates on loans, credit cards, and more. They've been ranked #1 for customer service for a number of years now. AND, even the location concern is addressed, since they allow me to use any Wells Fargo/Instant Cash or Credit Union ATM with no surcharges.
I'm curious what your opinions are about credit unions vs. banks.
Still, one of our local credit unions here in the Twin Cities is offering some really great rates...you can earn 4.05% interest on your checking, with no fees, just need to sign up for direct deposit. They offer great rates on loans, credit cards, and more. They've been ranked #1 for customer service for a number of years now. AND, even the location concern is addressed, since they allow me to use any Wells Fargo/Instant Cash or Credit Union ATM with no surcharges.
I'm curious what your opinions are about credit unions vs. banks.